SpotOn Terminal, the hassle-free POS system for small business
Take payments, print receipts, and view sales reports all from one sleek payment terminal. It’s fast, easy, and backed by a tech partner that actually cares about your success.
Accept payments quickly & securely
Make every sale faster while giving customers multiple payment options, including cash, cards, and mobile payment like Apple Pay and Google Pay.
Card payments
Consumers prefer paying by card and spend more when they do. SpotOn Terminal makes it easy, with transactions as quick as 2 seconds.
Offline mode
Keep running even when your internet goes down. SpotOn Terminal’s offline mode automatically stores and forwards card payments when you’re back online.
Cellular connectivity
Ditch the card swiper when selling on the go. With an optional cellular connection, you can easily accept payments wherever business takes you.
Easy setup
Turn it on and start running transactions in minutes. SpotOn’s user-friendly interface logs you in and walks you through your settings.
Save money with transparent, fair pricing
Our pricing is designed to look out for your bottom line, with a low monthly software fee and no long-term commitment.
Preferred processing rates
Pay only 1.99% + 25c for most card payments, or talk to our team for custom rates.
Surcharge & dual pricing
Want to save more? Offset credit card pricing fees with SpotOn Terminal’s compliant surcharge and dual pricing options.
No hidden fees
Stop getting nickel and dimed with PCI fees, statement fees, and other monthly fees. With SpotOn, everything is included.
All-in-one credit card terminal
With SpotOn Terminal, you never need to log into a computer or plug in an external printer. Do it all from the credit card machine itself.
Multiple receipt options
Built-in reporting
Simple settings
Collect & manage tips
Set up tips to work the way you want them to, either on paper receipts or directly on the device screen.
Tip prompts
Increase tips for your team by suggesting tip amounts on the receipt or device screen. Your customers can always choose a custom amount.
Employee tracking
Track tips and transactions by employee name or number so it’s easy to pay everyone their share.
Custom settings
Modify your settings right from your device, including your preset tip suggestions by percentage or dollar amount.
All-in-one credit card terminal that fits in your hand
Set it on the counter, place it in your apron, or take it with you. SpotOn Terminal is comfortable and capable wherever you do business.
Helping local businesses do business their way
Retail“SpotOn is really awesome at making it so simple and easy to access sales information.”
Amanda KeeneOwner, Flowers on Phoenix
Automotive“SpotOn is a great company to work with. You know what fees you get charged, it’s simple and easy.”
Brett FullerOwner, 24Hr Diesel Repair
Service“People from SpotOn take ownership. I never feel like I’m being passed around.”
Michael DeckSystems Administrator, Ability Matters
More tools to run and grow your business
Looking for more than a fast, easy payment terminal? SpotOn can help with other easy-to-use tools that let you focus on running your business.
We actually
give a sh*t
Did your old payment processing provider send you a box in the mail and then disappear? Do they keep you waiting on hold when you need support? Maybe they care more about their bottom line than yours. At SpotOn, we treat you the way you treat your customers.
- Transparent pricing with no hidden fees or long-term commitments
- A team of experts to set you up with flexible solutions that work the way you do
- 24/7/365 phone support from real people who respond within minutes
See how SpotOn can help your small business
Meet with one of our experts and get a personalized demo of SpotOn Terminal. No high-pressure sales tactics. Just a casual conversation to see if we're a good fit.
Frequently asked questions
© SpotOn Transact, LLC. 2025. All Rights Reserved. SpotOn Transact, LLC. is a Registered Partner/ISO ofMerrick Bank, South Jordan, UT & Wells Fargo Bank,N.A., Concord, CA & Elavon Inc., Georgia [a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN].
Please get in touch if you need one-to-one assistance getting started with new products or have questions for our Sales team.
