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Virtual terminal

Take payments anywhere

SpotOn Virtual Terminal turns your phone or computer into a mobile point-of-sale. Take payments, send invoices, and automate billing from anywhere without extra hardware.
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A business owner runs a transaction in the office using a virtual payment terminal

Get paid no matter where your work takes you

A small business owner runs a payment from their computer in the back office

Log into your SpotOn dashboard and key in card details to easily take payments straight from your computer.

A small business worker uses their phone to take a payment at a farmer’s market

Turn your phone into a mobile point-of-sale platform. Simply download our app, log into your account, and process payments fast. You can also add an optional Bluetooth reader to streamline payments.

A small business owner sends an invoice to a customer

Build branded invoices in minutes. Then email them to clients and get paid without any hassle.

Guests that are part of a private membership club at a restaurant receive recurring membership bills

Keep client cards on file securely. Automate your billing schedule and secure cash flow.

A local business customer receives an invoice reminder to pay for a private party

SpotOn’s virtual terminal will follow up with customers for you. Set automatic email reminders that stop when your customers pay.

Do more with your data

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The SpotOn merchant dashboard shows transaction history of customers

  • Customer profiles

    Easily view customer contact details, payment methods, and past transactions all in one place.

  • Transaction history

    Search, filter, and export payment history from all devices to quickly find any transaction.

  • Marketing integration

    Send marketing emails to any customer that has a customer profile using our drag-and-drop templates.

Choose the POS plan that's right for you

Explore all pricing plans        

Virtual terminal is included with SpotOn Terminal POS

$0
Included with Virtual Payment Terminal:
  • Dashboard payments
  • Mobile payments app
  • Branded invoicing
  • Recurring billing
  • Email reminders
  • Customer profiles
  • Transaction history

Terminal

Take payments, print receipts, and view reports with our fast, easy POS terminal

Software:
$25
/month
Hardware:
$200
Card present: 2.45% + $0.15 (except Amex: 3.19% + $0.15)
Keyed: 3.45% + $0.15
Get a demo

Terminal + Website

Attract more customers with a professional business website and take payments in store

Software:
$90
/month
Hardware:
$200
Website:
$175
/setup fee/50% savings/
Card present: 2.45% + $0.15 (except Amex: 3.19% + $0.15)
Keyed: 3.45% + $0.15
Get a demo

Find more solutions for your business type

FAQ

You can use almost any device to collect payments. Log in from your desktop computer, laptop, or tablet. You can also use the free SpotOn mobile app right on your smartphone.

No. You do not need dedicated hardware to use the virtual terminal. However, you can add an optional Bluetooth card reader that links to your phone to swipe, dip, or tap physical cards when you meet clients in person.

Yes. You can securely save client credit cards on file. This allows you to set up automatic billing cycles for regular services, ongoing retainers, or membership fees.

Chasing down money takes time. You can set up automatic email reminders for unpaid invoices. The system stops reminding your clients when they pay their bill.

Yes. Your virtual terminal connects directly with your online dashboard. All your transaction data feeds into your main reporting, giving you a clear picture of your daily revenue.