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Tip access

Faster, easier tip payouts

DayCheck by SpotOn gives your team access to earned tips fast, helping you hire and retain employees while protecting your cashflow. Included with SpotOn Teamwork at no extra cost for restaurants.

Faster payouts. Happier employees.

Restaurant employee views the DayCheck earned tip access mobile app

Once approved, tips go straight to each employee’s DayCheck digital wallet. No more waiting for payday or sitting around after a shift to divvy up cash.

A restaurant manager approves tip payouts for employees right from a laptop

Tips are automatically calculated based on your restaurant's tip rules within SpotOn Teamwork. No mistakes. No worrying about staff getting short-changed.

Restaurant employee manages their tip payouts right from their phone using DayCheck by SpotOn

Employees can track and manage their tips anytime with the free DayCheck mobile app.

A restaurant workers looks at their tip transfer options from the DayCheck mobile app

Tipped employees can transfer earnings directly to a bank account or the SpotOn Card, with options for daily auto-transfers or on-demand transfers. $25 minimum for transfers.

A restaurant employee leaves work and transfers their earned tips to the SpotOn Card

Standard transfers to external accounts and rapid transfers to the SpotOn Card are free. Rapid transfers to external accounts available for a low 1% transfer fee ($0.95 min; $2.95 max fee).

Cards are issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. SpotOn Flex LLC is a financial services company and not itself an FDIC-insured institution. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. FDIC insurance coverage is subject to pass-through insurance requirements per ownership category. Certain conditions must be met for pass-through coverage.

Simple, secure tools for daily tip payouts

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DayCheck by SpotOn merchant dashboard view
  • Tip automation

    Tips are calculated automatically based on your tip rules in SpotOn Teamwork, saving you time. No more spreadsheets, manual calculations, or handling cash.
  • One-click tip out

    Quickly review, edit, and distribute tips with a single click in SpotOn Teamwork. Tips go straight to your employees’ DayCheck wallets.
  • Low cost

    DayCheck is included with SpotOn Teamwork for restaurants at no extra cost, with no-cost and low-cost transfer options for employees.
  • Cashflow protection

    SpotOn facilitates tip payouts to employees, helping your business distribute tips efficiently. Eligibility rules may apply.

Real restaurants. Results that matter.

Clearwater, Florida

“SpotOn Teamwork and DayCheck save us so much time. Everything flows.”

Coco’s Crush Bar logo
Meaghan Gelles
HR & Accounting / Coco’s Crush Bar
5days
faster tip payout
Vonore, Tennessee

“By the time my servers are home, they get their money. They love it.”

The Mudpuppy logo
Amir Harpaz
Owner / The Mudpuppy
54hrs
saved on payroll per month
7%
decrease in labor spend

Go beyond earned tip software within the SpotOn Teamwork suite

In addition to offering rapid tip payout through DayCheck, SpotOn Teamwork includes tools to help cut costs, save time, and keep your staff happy.

Choose the plan that's right for you

Included with Teamwork for only

$3
/employee/month
(minimum $75/month, $0 setup fee for SpotOn POS clients)
Included with Teamwork:
  • DayCheck tip access
  • Automated tip management
  • POS-integrated scheduling
  • Clock-in enforcement
  • Labor compliance tools
All-In Plan
Keep upfront costs low and preserve cash flow.
$0/month
Processing fees
Card present: 2.79% + $0.20
Keyed: 3.79% + $0.20
Get a demo
Best value
POS essentials
Ideal for most restaurants, with month-to-month flexibility.
$55/station per month
Processing fees
Card present: 2.45% + $0.15 (except Amex: 3.19% + $0.15)
Keyed: 3.45% + $0.15
Get a demo
Build your own
For multi-unit, enterprise, and other high-volume operations.
Custom rates
Processing fees
Custom rates
Get a demo

Connected tools. Smarter scheduling. Better profits.

Easy to learn. Stable in outages. Affordable payment processing. Meet the POS that does it all.
Point-of-sale

FAQ

DayCheck is SpotOn’s digital tip payout solution, built into SpotOn Teamwork. Once tips are calculated based on your rules—including tip pooling, tip shares, and service charges—you review and approve them in Teamwork. Approved tips are distributed to your employees’ DayCheck digital wallets automatically at the end of each shift. From there, they can transfer their earnings to their bank account through automatic daily rapid transfers or on-demand standard transfers.

Employees download the DayCheck mobile app and connect their bank account or set up their SpotOn Card. Once a manager approves tips, the funds appear in the employee's digital wallet automatically—ready to transfer to a separate bank account or spend with the SpotOn Card just as they would a bank card.

Yes. There are no additional software fees for your business to offer DayCheck to your team. It’s included as part of SpotOn Teamwork. Employees only pay a fee if they choose the rapid transfer option to an external account (1% fee with a $0.95 minimum and $2.95 maximum). Standard transfers and transfers to the SpotOn Card are free for employees.

Most tipping software and standalone digital tipping systems operate separately from your POS, your scheduling software, and your payroll integrations—creating duplicate data entry and adding to your administrative burden. DayCheck is different. It’s fully integrated with SpotOn Teamwork and your SpotOn POS, so the entire payout process, from guest transaction to tip calculation to distribution, lives in one place. It’s one of the few cloud-based tip payout solutions built specifically for independent restaurants, and it comes with no extra software fees for your business.

Employees have two options for faster access to their tips. Automatic transfers distribute approved tips to their bank account daily to either their SpotOn Card for free or to an external account for a 1% fee ($0.95 minimum; $2.95 maximum). On-demand transfers let employees initiate a transfer whenever they choose, with rapid or standard transfer speeds. Both options require a $25 minimum per transfer—any tips below that threshold are automatically sent by payday. Additional terms apply.

The SpotOn Card is a general-purpose Visa prepaid card built directly into the SpotOn ecosystem. It gives restaurant employees direct, reliable access to their approved DayCheck tips with no transfer fees. You can also load funds or use it for direct deposit with a bank account and routing numbers. Add your virtual card to Apple Pay or Google Pay. Get free ATM withdrawals at 40,000+ MoneyPass ATMs. Since the SpotOn Card is built into the SpotOn system, our 24/7 support team can step in quickly to help if you have any issues.